Stripe 称 AI 智能体经 Link 购物交易大增，但未披露具体数字
Stripe says AI agent purchases are adding up, but it won't share the numbers
- 1Stripe 称智能体经其支付服务 Link 购物，9 月交易笔数增长 38 倍、支付金额增长 20 倍
- 2Stripe 未披露绝对数字并称增长从小基数起步，接入智能体已从约 70 个增至约 200 个
- 3Stripe 高管称智能体单笔消费多约 $100，零售占交易 36%、占金额 32%，旅游占金额 28%
- 4Link 发独立 16 位卡号而非真实卡号，可设消费限额，PayPal 和 Shop Pay 为竞争对手
智能体购物在主流支付通道出现真实增长信号，但倍数建立在小基数上且缺少绝对量，实际规模仍难判断。
- 影响：零售和旅游已占智能体消费的主要份额，做电商或旅行业务的企业多了一个潜在购买入口；支付工具竞争格局未定；Link 的发卡和限额机制说明智能体消费可以设置风控边界。
- 参考：可考虑让电商或旅游团队评估接入 Link 这类智能体支付方式的成本和流程；值得先核对自家客单价与约 $100 的单笔消费水平是否匹配，再决定是否小范围支持。
- 依据：数据出自 Stripe 高管 Dan Hill 口径，经 Upstarts Media 和 The Decoder 转述，Stripe 未披露绝对交易量，暂无独立验证。
AI agents are increasingly using Stripe's payment service Link to shop for their users, Upstarts Media reports. In September, the number of transactions grew 38-fold and payment volume grew 20-fold. Stripe hasn't disclosed how many purchases or how much money are behind those figures. According to the report, the growth started from a small base, so it says little about the actual scale. Stripe executive Dan Hill says the volume is now becoming significant, though.
About 70 agents were using the service when Stripe ran the analysis. Hill says that number has since grown to around 200, including Meta's Muse and Grok Bot. Most agents spend about $100 per transaction, according to Hill, but some users have them book flights or buy furniture worth thousands of dollars. Retail made up 36 percent of transactions and 32 percent of volume. Travel came next with 28 percent of volume.
Link doesn't give agents the user's real credit card number. Instead, it issues a separate 16-digit number, and users can set spending limits. Anthropic and OpenAI also use Link, but not yet for agent purchases. Hill admits Stripe won't stay the only option and names PayPal and Shopify's Shop Pay as competitors. He says the market is still in its very early days.
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来源：The Decoder：AI News · the-decoder.com